wealth for everyone

We believe wealth should be within everyone's reach.

Investing can seem complex or out of reach, but you don’t need to be an expert to start building wealth. That’s why we created Kivo.

Woman in a lime jacket checking her Kivo app

We make building wealth possible.

Kivo is a digital investment platform that makes dollar or naira fixed-term investing easier to understand, access, and manage. We give you clear investment opportunities, straightforward information, and the tools to manage your money with confidence.

Smiling man on a phone call

A future where investing feels like part of everyday life.

We want more people to move from simply saving money to actively growing it. A future where investing feels less intimidating, financial progress feels more achievable, and people can understand how the decisions they make today contribute to the life they want tomorrow.

Smiling woman in a coral dress using her phone
Smiling woman holding out the Kivo app home screen
Smiling older man using his phone

investment calculator

What could your money become?

Calculate what your investment could grow to before you commit. Enter an amount, choose how long you want to invest, and view your estimated interest, projected maturity value, and maturity date.

Investment Calculator

₦.00

*Returns and calculations are subject to the terms of the selected investment plan.

Your Money in 6 months

₦220,000.00
Start Investing

Let your money work as hard as you do

Download the App