wealth for everyone

Invest With Information You Can Trust.

See exactly how your money is held, protected and kept separate from Kivo.

Man smiling while using his laptop in an office lounge
Securities and Exchange Commission, Nigeria seal

Your money is held separately from Kivo.

Every investment is held through licensed fund registrars — a regulated structure that separates your money from Kivo's own operations.

Verification protects you, not just us.

Tier 1 gets you started fast. Tier 2 adds one short step that unlocks full access and helps keep every account secure and compliant.

Good returns are better shared.

Invite someone. When they invest, you both earn.

Hand holding a phone with the Kivo app open

Download Kivo

They sign up with your link and start their first plan. That's all it takes to count.

Share your referral link from the app.

Grab your unique link and send it however you like, WhatsApp, text, socials, all of it.

You both get rewarded automatically.

No codes to claim or forms to fill — the reward lands for both of you on its own.

Let your money work as hard as you do

Download the App