wealth for everyone
Pick your currency. Know your return before you commit
Explore Kivo’s fixed-income plans in naira and dollars, and
choose the one that matches your goal and timeline.
Watch your money grow steadily over time with smart investments.
Explore naira fixed-income plans across a range of tenures. Every plan shows its tenure and expected returns before you invest.
Compare your options at a glance.
Growing in naira
NGN plans invest your naira for a fixed term with clear conditions, ensuring steady local currency growth without surprises.
Holding in dollars
USD plans grow your savings safely with fixed terms, perfect for diversifying beyond local markets.
Choosing a tenure
Shorter tenures mean faster access to funds; longer ones fit long-term goals. Each plan’s tenure and returns are clearly shown.
Early Withdrawal
Need Your Money Before Maturity?
Fixed-income plans are built around a set tenure, so taking your money out early works differently from a normal withdrawal, and isn't always possible.
Some plans allow early withdrawal under specific conditions, and some don't, so review your chosen plan's terms carefully before you invest. Where it's allowed, early withdrawal may come with conditions and could return less than you'd earn at maturity.
Let your money work
as hard as you do
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